KFI 640 AM Interview with Tom Conway Jr. – Understanding the Self-Employed Tax Credit (SETC)

Ryan Umina Interview with Tom Conway Jr.

By KFI 640 AM with Tom Conway Jr.

If you were self-employed during the pandemic, you could be eligible for a significant tax refund through the Self-Employed Tax Credit (SETC)—a program designed to provide financial relief to those who continued working through COVID-19.

In a recent interview on KFI 640 AM, Tom Conway Jr. breaks down the details of the SETC program, explaining how it works, who qualifies, and why so many self-employed Canadians are unaware of this opportunity.

What You Need to Know About the SETC

Who qualifies?
The SETC is available to individuals who were self-employed during the pandemic, including business owners, freelancers, independent contractors, and gig workers. Many people assume they don’t meet the criteria, but the program covers a wide range of self-employed individuals.

How much can you get?
The tax credit varies, but many eligible applicants are receiving thousands of dollars in refunds. The exact amount depends on factors such as earnings and the duration of self-employment during the COVID-19 relief period.

Why is this important?
The pandemic took a significant toll on small businesses and independent workers. Many were left without the same financial safety nets that salaried employees received. The SETC is designed to help self-employed Canadians recover some of the income they lost due to pandemic-related disruptions.

What’s the catch?
There isn’t one—but many eligible individuals don’t even realize they qualify because the program hasn’t been widely publicized. This means thousands of dollars in financial relief are going unclaimed simply due to lack of awareness.

How do you apply?
That’s where SETC Pros Inc. comes in. The application process can be complicated, but our team makes it simple. We handle the paperwork, navigate the requirements, and ensure that self-employed individuals receive the refund they deserve—with no upfront fees.

Don’t Leave Money on the Table

If you were self-employed during the pandemic, there’s a real chance you qualify for the SETC. Don’t miss out on financial relief that could help support your business or personal finances.

To find out more and check your eligibility, visit SETC Pros Inc. today.

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SETC Pros

The Self-Employed Tax Credit (“SETC”) was created by Congress in response to the COVID-19 pandemic to provide relief to sole properietors, 1099 contractors, freelancers, single-member LLCs, gig workers, and other self-employed workers.

Advance Your ERTC. Accelerate Your Business.

Turn your pending ERTC into working capital. Your claim is your asset. Start using it now. 

Extension Deadline Per State

As of April 25, 2025, the IRS has granted federal tax filing and payment extensions to taxpayers in several states affected by natural disasters. These extensions apply to various tax filings and payments, including those related to the Employee Retention Tax Credit (ERTC), provided the business is located in a federally declared disaster area.
 
States with Tax Deadline Extensions Beyond April 15, 2025
 
September 25, 2025 Deadline
• North Carolina – Entire state (Hurricane Helene)
 
October 15, 2025 Deadline
• California – Los Angeles County (January Wildfires) 
 
November 3, 2025 Deadline
• Tennessee – Entire state (severe storms, straight-line winds, tornadoes, and flooding)
• Kentucky – Entire state (severe storms, straight-line winds, flooding, and landslides)
• West Virginia – Specific counties, including Boone, Greenbrier, Lincoln, Logan, McDowell, Mercer, Mingo, Monroe, Raleigh, Summers, Wayne, and Wyoming
 
Important Notes
• These extensions apply to various tax filings and payments, including individual income tax returns, business returns, and estimated tax payments.
• Taxpayers do not need to take any action to receive these extensions; they are applied automatically based on the taxpayer’s address of record.
• If you reside outside the designated disaster areas but your tax records are located within the affected regions, you may still qualify for relief. Contact the IRS at 866-562-5227 for assistance.
 
For the most current information and a complete list of affected areas, visit the IRS’s official page on Tax Relief in Disaster Situations.

Advance Your ERTC. Accelerate Your Business.

Turn your pending ERTC into working capital. Your claim is your asset. Start using it now. 

Extension Deadline Per State

As of April 25, 2025, the IRS has granted federal tax filing and payment extensions to taxpayers in several states affected by natural disasters. These extensions apply to various tax filings and payments, including those related to the Employee Retention Tax Credit (ERTC), provided the business is located in a federally declared disaster area.
 
States with Tax Deadline Extensions Beyond April 15, 2025
 
September 25, 2025 Deadline
• North Carolina – Entire state (Hurricane Helene)
 
October 15, 2025 Deadline
• California – Los Angeles County (January Wildfires) 
 
November 3, 2025 Deadline
• Tennessee – Entire state (severe storms, straight-line winds, tornadoes, and flooding)
• Kentucky – Entire state (severe storms, straight-line winds, flooding, and landslides)
• West Virginia – Specific counties, including Boone, Greenbrier, Lincoln, Logan, McDowell, Mercer, Mingo, Monroe, Raleigh, Summers, Wayne, and Wyoming
 
Important Notes
• These extensions apply to various tax filings and payments, including individual income tax returns, business returns, and estimated tax payments.
• Taxpayers do not need to take any action to receive these extensions; they are applied automatically based on the taxpayer’s address of record.
• If you reside outside the designated disaster areas but your tax records are located within the affected regions, you may still qualify for relief. Contact the IRS at 866-562-5227 for assistance.
 
For the most current information and a complete list of affected areas, visit the IRS’s official page on Tax Relief in Disaster Situations.